The practical way to financial empowerment  Personal finances are an essential element of life, but many of us avoid dealing with them because we don't feel well-informed. Overcome any doubts you may have about your financial literacy with this financial workbook for beginners. You will learn key financial concepts, start to engage intentionally with your finances, and create a plan to approach your financial future with confidence. Regardless of your age or bank balance, now is the time to improve your financial health!  Focus on the personal—Examine your relationship to money, look at how your values and behaviors influence your finances, then apply your priorities to set realistic and attainable goals.  Tools for action—Use the quizzes, checklists, budget templates and financial exercises to assess the current state of your finances and kick off your financial planning for the future.  Complex concepts demystified—Get comfortable with personal finance through straightforward advice